Our Services

Insurance

Health Insurance, Income Protection and Life Insurance Brokers Hamilton

Personal Risk

  • Futurisk Insurance Ltd will help you to get the right cover and the right advice to protect you and those you care about.

    Consider the following Questions:
    1. If you were diagnosed with a critical condition such as Cancer or a Heart Attack, and you were off work for more than 3 months, do you have the ability to recover and survive financially while you are recovering physically?
    2. Will your loved ones be well provided for if you found out you have less than 12 months to live?
    3. If you had a disability that became permanent, and you could no longer do what you are trained to do, how would you and your family survive financially?
  • You will get a personalised written report based on the information you supplied which will recommend appropriate cover for your needs and your budget. Futurisk Insurance Ltd will help you to "Hook into Good Value and Great Advice".
  • Mark can provide you with information on all personal risk cover such as Life Cover, Trauma Cover, Mortgage Protection, Income Protection, Disability Cover & Health Cover. "If you have your own business, Futurisk Insurance can also help you to protect your income and/or your business expenses, so your business can still continue, if something was to happen to you".
  • If you think you are paying too much for your personal insurances, give Mark a call for a free analysis of your insurance needs and a written recommendation on appropriate cover for you and your budget!

Health Insurance

  • Your health is the most valuable thing you have and some health treatment can be very costly. 
  • Health Cover can provide you and your family with the funding to enable you to have private medical treatment whenever you require more immediate access or a broader range of treatment options than are available to you through the public health system.
  • You can control the cost of your Health Cover by adding or removing benefits such as Specialists & Tests option, and having an agreed excess such as $250, $500 or even $5,000.
  • Did you know that a hip replacement or a knee replacement can cost up to $30,000 and a heart valve replacement can cost over $80,000.
  • You are also covered for Major Diagnostic costs such as MRI Scans, CT Scans, etc and you can also be covered for Non-surgical hospital treatment and Serious illness treatment including drug treatment for Cancer.
  • If you want to get back to enjoying life with less waiting, less worry, less disruption and greater choice of treatment, then we can discuss Health Insurance options tailored to your needs and budget.

Tools for Managing your Money.

  • Check out our Debt-Management section below and see how our "M-Power" service can help you Repay your Mortgage Faster and Save $$$ in Interest costs! - Why pay the Bank any more Interest than necessary?

Business Cover

If you have your own business, let Futurisk Insurance help you to get the right cover to protect your income if something was to happen to you.

Consider the following questions:

  • Do you have the right mix of ACC and Disability Income cover, so you are getting the best value for your premiums?
  • Are you able to pay someone else to keep your business going while you recover from a critical condition such as a heart attack, or cancer?
  • Are you able to cover all your Overheads, if you are unable to work for a while due to a disability? (e.g. Business Loans, Rent / Lease payments, etc)
  • Do you need to protect a Key Person within your business, or business partner, so your business can still continue if something was to happen to them?
  • Do you need help with a Buy/Sell Agreement, in the event of a business partner dying or being permanently disabled?

Hook into good Value and Great Advice with Futurisk Insurance Ltd

Other Services

  • Futurisk Insurance Ltd prefers to utilise specialist advice from other accredited advisers when it comes to other insurances such as Domestic and Commercial Insurances, to ensure our clients get non-bias, independent and up-to-date advice
  • Futurisk Insurance can help with providing you with information on Kiwisaver.
  • Through our membership of NZ Financial Services Group (NZFSG) we also have access to a wide range of financial services including Small Business Lending, Non-Bank Lending & Foreign Exchange,
  • Futurisk Insurance works closely with specialists from within the Financial Services Industry and will make a referral, and get someone to send you a quote, and / or information, or give you a call.

Debt Management

Debt Management Plans Hamilton | Debt Reduction Services Hamilton

  • One of Futurisk Insurance Registered Financial Advisers can complete an audit of your income, your expenses, your debts and your plans for the future. This information is then analysed and entered into the Xero accounting program. You will be provided with a personalised Financial Overview of your current financial situation as well a personalised Debt Management Report which will show you how you can achieve your financial goals and save thousands of dollars in interest by becoming debt free faster and more efficiently.
  • Who Keeps track of your Money?
    We can help you:
    1. Get proactive with your money and be in control of your finances
    2. Set and achieve financial goals
    3. Take the hassle out of managing your finances
    4. Save money in Interest costs
    5. Pay off your debt faster
    6. Increase your wealth / equity

Futurisk Waikato use and recommend Debt Management Plans with Xero which will help you manage your household finances like a well run business.

  • It starts with your own Personalised Plan, based on your financial audit​
  • Then this plan is entered into a personalised accounting program by Xero, which connects to your online banking, so you are able to run your home finances like a business and monitor and track your progress
  • Then you are provided with Training and Support to help you get the most out of Xero and your Debt Management Plan, including telephone reviews, so you gain equity faster and save time and money in the process!
    1. Imagine paying off your mortgage faster than you initially thought and not paying those overseas lenders all that interest, what could you do with that extra income? Dare to dream!
    2. Financial freedom may not be as difficult to achieve as you thought. Give Futurisk Waikato a call to arrange a meeting, either at your own home, workplace or another convenient location of your choice.
    3. Take the hassle out of managing your finances and become debt-free faster with your own Debt Management Plan.
    4. With the right plans in place, you can get the most out of your money instead of the bank.
    5. Futurisk Waikato can also help you get the right home loans, and the right insurance cover, so with the help of your own Debt Management plan, you can still be debt free even if a disaster does occur.

Home Loans

Home Loan Advisor Hamilton

Organising your Home Loans and getting approval can sometimes be quite stressful.

Futurisk Insurance would like to help make it easier for you, by providing you with good advice on the best provider and the right loan structure for your circumstances and future plans.

We can guide you through the process, and help with each step involved, to ensure you get the best possible outcome.

  • Futurisk Insurance would like to help you with advice on the best provider and loan structure for your current circumstances.
  • First Home Buyers – We can also provide you with help in seeing if you can get a Home Start Grant and using your KiwiSaver funds as part of your deposit. Let us help you get the right Home Loan(s) for you. As part of the New Zealand Financial Services Group, Futurisk Insurance has access to a wide range of providers, and they are all keen to have your business. Let Mark see what they are willing to offer to secure your business – e.g. Cash up to $3,000, Discounted Interest Rates, etc.
  • Existing Mortgage Holders -
    1. Time to Re-fix and / or Re-structure your loans!
      Give us a call for some great advice!
    2. Need a Top-Up?
      Time to do some renovations, upgrade the car, or have an overseas trip? – Why not use the security of your home and let us help you get a great rate!
    3. Re-financing or Unhappy with your current provider?
      Futurisk Insurance has access to a wide range of providers, and they are all keen to have your business. Let Mark see what they are willing to offer to secure your business – e.g. Cash up to $3,000, Discounted Interest rates, etc. Let Futurisk Insurance help you get a great deal!
  • Tools for Managing your Money
  • Check out our Debt Reduction page and see how "M-Power" can help you Repay your Mortgage Faster and save $$$ in Interest costs!
  • Why pay the Bank any more Interest than necessary?

Our Services